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2026 Toyota RAV4 SE

Mckinney, TX

2026 Toyota RAV4 SE - photo 1
$48,365
New

Pat Lobb Toyota of McKinney

AI Value Analysis

Epicdeal66
Asking
$48,365
Est. market
$55,401
You save
$7,036(12.7%)
$48,365
$38.8k$55.4k$65.4k

$7,036 below market · Epic

Low miles for ageAwdSingle-owner history

Asking $48,365 vs estimated $55,401 for 2026 Toyota RAV4 SE at 0 mi (Epic).

Before You Buy

One previous owner.
i
AWD/4WD drivetrain.
Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2026 Toyota RAV4
Monthly cash out
$1,491
5-yr running
$36,256
Per mile
$0.61

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Loan term
Credit
Down payment10% · $4,837
Monthly payment
$887
Total interest
$9,678
Down payment
$4,837
Upfront fees
$3,074
Resale value vs. loan balance
Value at year 5
$36,177
Value lost
$12,188
Best sell year
Y5
of 5
Equity at sale
$36,177
resale − loan balance
Projected resale value
Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

SE

Body: SUV
Engine: 2.5L 4Cyl regular unleaded
Transmission: Automatic
Drivetrain: AWD
Fuel: Gasoline
Cylinders: 4
Interior: Gray
Doors: 4
Seats: 5

History

VIN

2T36CRAV0TW22G818

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