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2016 BMW X4 xDrive28i

Little Ferry, NJ

2016 BMW X4 xDrive28i - photo 1
$11,850
Used129,545 mi

Victoria Pre-Owned Autos

AI Value Analysis

Legendarydeal97
Asking
$11,850
Est. market
$20,544
You save
$8,694(42.3%)
$11,850
$14.4k$20.5k$24.2k

$8,694 below market · Legendary

AwdSingle-owner history

Asking $11,850 vs estimated $20,544 for 2016 BMW X4 xDrive28i at 130K mi (Legendary).

Before You Buy

One previous owner.
i
Car is 10+ years old — budget for age-related maintenance.
Expect to replace within 2 years: tires, battery, hoses, possibly timing belt, water pump, suspension bushings.
i
AWD/4WD drivetrain.
Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2016 BMW X4
Monthly cash out
$877
5-yr running
$39,605
Per mile
$0.56

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Loan term
Credit
Down payment10% · $1,185
Monthly payment
$217
Total interest
$2,371
Down payment
$1,185
Upfront fees
$856
Resale value vs. loan balance
Value at year 5
$6,254
Value lost
$5,596
Best sell year
Y5
of 5
Equity at sale
$6,254
resale − loan balance
Projected resale value
Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

xDrive28i

Body: SUV
Engine: 2.0L 4Cyl premium unleaded (required)
Transmission: Automatic
Drivetrain: AWD
Fuel: Gasoline
Cylinders: 4
Exterior: White
Interior: Tan
Doors: 4
Seats: 5

History

VIN

5UXXW3C51G0R21271

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