2020 Volvo S60 T5 Momentum

Tampa, FL

$12,500

Used116,375 mi

Discount Auto Sales

AI Value Analysis

Epicdeal92

Asking

$12,500

Est. market

$16,475

You save

$3,975(24.1%)

$12,500

$11.5k$16.5k$19.4k

“$3,975 below market · Epic”

Single-owner history

Asking $12,500 vs estimated $16,475 for 2020 Volvo S60 T5 Momentum at 116K mi (Epic).

Before You Buy

✓

One previous owner.

Cost to own

5-yr estimate · 2020 Volvo S60

Monthly cash out

$875

5-yr running

$38,753

Per mile

$0.55

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $1,250

Monthly payment

$229

Total interest

$2,501

Down payment

$1,250

Upfront fees

$825

Resale value vs. loan balance

Value at year 5

$9,049

Value lost

$3,451

Best sell year

of 5

Equity at sale

$9,049

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

T5 Momentum

Body: Car

Engine: 2.0L 4Cyl premium unleaded (recommended)

Transmission: Automatic

Drivetrain: FWD

Fuel: Gasoline

Cylinders: 4

Doors: 4

Seats: 5

History

VIN

7JR102FK9LG048991

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