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2020 Toyota 4Runner TRD PRO

Salt Lake City, UT

2020 Toyota 4Runner TRD PRO - photo 1
$41,590
Used21,572 mi

Carvana

AI Value Analysis

Gooddeal61
Asking
$41,590
Est. market
$45,607
You save
$4,017(8.8%)
$41,590
$31.9k$45.6k$53.8k

$4,017 below market · Good

Low miles for ageFour Wheel DriveSingle-owner history

Asking $41,590 vs estimated $45,607 for 2020 Toyota 4Runner TRD PRO at 21.6K mi (Good).

Before You Buy

One previous owner.
i
Suspiciously low miles for the age.
Verify against the title's odometer history (Carfax). Rollback is rare but devastating.
i
AWD/4WD drivetrain.
Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2020 Toyota 4Runner
Monthly cash out
$1,343
5-yr running
$34,840
Per mile
$0.58

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Loan term
Credit
Down payment10% · $4,159
Monthly payment
$763
Total interest
$8,322
Down payment
$4,159
Upfront fees
$2,061
Resale value vs. loan balance
Value at year 5
$32,838
Value lost
$8,752
Best sell year
Y4
of 5
Equity at sale
$32,838
resale − loan balance
Projected resale value
Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

TRD PRO

Body: SUV
Engine: 4.0L 6Cyl regular unleaded
Transmission: Automatic
Drivetrain: 4WD
Fuel: Gasoline
Cylinders: 6
Exterior: Black
Interior: Other
Doors: 4
Seats: 5

History

No accidents reported

1 owner (one owner)

Personal Use

VIN

JTEBU5JR0L5818189

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