2020 Toyota 4Runner TRD PRO

Salt Lake City, UT

$41,590

Used21,572 mi

Carvana

AI Value Analysis

Gooddeal61

Asking

$41,590

Est. market

$45,607

You save

$4,017(8.8%)

$41,590

$31.9k$45.6k$53.8k

“$4,017 below market · Good”

Low miles for ageFour Wheel DriveSingle-owner history

Asking $41,590 vs estimated $45,607 for 2020 Toyota 4Runner TRD PRO at 21.6K mi (Good).

Before You Buy

✓

One previous owner.

Suspiciously low miles for the age.

Verify against the title's odometer history (Carfax). Rollback is rare but devastating.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2020 Toyota 4Runner

Monthly cash out

$1,343

5-yr running

$34,840

Per mile

$0.58

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $4,159

Monthly payment

$763

Total interest

$8,322

Down payment

$4,159

Upfront fees

$2,061

Resale value vs. loan balance

Value at year 5

$32,838

Value lost

$8,752

Best sell year

of 5

Equity at sale

$32,838

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

TRD PRO

Body: SUV

Engine: 4.0L 6Cyl regular unleaded

Transmission: Automatic

Drivetrain: 4WD

Fuel: Gasoline

Cylinders: 6

Exterior: Black

Interior: Other

Doors: 4

Seats: 5

History

No accidents reported

1 owner (one owner)

Personal Use

VIN

JTEBU5JR0L5818189

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