2020 Kia Niro EX Premium

Indianapolis, IN

$17,590

Used92,162 mi

Carvana

AI Value Analysis

Mehdeal26

Asking

$17,590

Est. market

$16,041

Premium

$1,549(9.7%)

$17,590

$11.2k$16k$18.9k

“$1,549 above market”

Asking $17,590 vs estimated $16,041 for 2020 Kia Niro EX Premium at 92.2K mi (Meh).

Before You Buy

Manual transmission.

Test clutch engagement point (should be middle of pedal travel, not top) and check for slippage in higher gears under load.

Cost to own

5-yr estimate · 2020 Kia Niro

Monthly cash out

$974

5-yr running

$39,097

Per mile

$0.57

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $1,759

Monthly payment

$323

Total interest

$3,520

Down payment

$1,759

Upfront fees

$1,253

Resale value vs. loan balance

Value at year 5

$12,498

Value lost

$5,092

Best sell year

of 5

Equity at sale

$12,498

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: No reported accidents.

Vehicle Details

EX Premium

Body: SUV

Engine: 1.6L 4Cyl regular unleaded

Transmission: Automated Manual

Drivetrain: FWD

Fuel: Gasoline

Cylinders: 4

Exterior: Black

Interior: Black

Doors: 4

Seats: 5

History

No accidents reported

2 owners

Lease

VIN

KNDCE3LC6L5413585

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