2021 Kia Seltos EX

San Antonio, TX

$21,990

Used21,407 mi

Carvana

AI Value Analysis

Mehdeal15

Asking

$21,990

Est. market

$18,833

Premium

$3,157(16.8%)

$21,990

$13.2k$18.8k$22.2k

“$3,157 above market”

Low miles for ageAwdSingle-owner history

Asking $21,990 vs estimated $18,833 for 2021 Kia Seltos EX at 21.4K mi (Meh).

Before You Buy

✓

One previous owner.

Suspiciously low miles for the age.

Verify against the title's odometer history (Carfax). Rollback is rare but devastating.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2021 Kia Seltos

Monthly cash out

$1,100

5-yr running

$41,793

Per mile

$0.62

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $2,199

Monthly payment

$403

Total interest

$4,400

Down payment

$2,199

Upfront fees

$1,425

Resale value vs. loan balance

Value at year 5

$16,562

Value lost

$5,428

Best sell year

of 5

Equity at sale

$16,562

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

Body: SUV

Engine: 2.0L 4Cyl regular unleaded

Transmission: Automatic

Drivetrain: AWD

Fuel: Gasoline

Cylinders: 4

Exterior: Gray

Interior: Black

Doors: 4

Seats: 5

History

No accidents reported

1 owner (one owner)

Personal Use

VIN

KNDERCAA0M7168156

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