2018 Volvo S90 T5 Momentum

Fort Wayne, IN

$16,399

Used122,340 mi

Tom Kelley Volvo Cars

AI Value Analysis

Legendarydeal95

Asking

$16,399

Est. market

$24,017

You save

$7,618(31.7%)

$16,399

$16.8k$24k$28.3k

“$7,618 below market · Legendary”

AwdSingle-owner history

Asking $16,399 vs estimated $24,017 for 2018 Volvo S90 T5 Momentum at 122K mi (Legendary).

Before You Buy

✓

One previous owner.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2018 Volvo S90

Monthly cash out

$903

5-yr running

$36,128

Per mile

$0.53

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $1,640

Monthly payment

$301

Total interest

$3,281

Down payment

$1,640

Upfront fees

$1,170

Resale value vs. loan balance

Value at year 5

$10,263

Value lost

$6,136

Best sell year

of 5

Equity at sale

$10,263

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

T5 Momentum

Body: Car

Engine: 2.0L 4Cyl premium unleaded (recommended)

Transmission: Automatic

Drivetrain: AWD

Fuel: Gasoline

Cylinders: 4

Exterior: White

Interior: Brown

Doors: 4

Seats: 5

History

VIN

LVY102MK0JP056002

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