2023 Volvo XC40 Recharge Ultimate

Schaumburg, IL

$29,212

CPO32,627 mi

Efficiency

City100 MPGe

Hwy100 MPGe

Combined100 MPGe

Patrick Volvo Cars

AI Value Analysis

Legendarydeal96

Asking

$29,212

Est. market

$45,355

You save

$16,143(35.6%)

$29,212

$31.7k$45.4k$53.5k

“$16,143 below market · Legendary”

AwdCertified pre-ownedSingle-owner history

Asking $29,212 vs estimated $45,355 for 2023 Volvo XC40 Recharge Ultimate at 32.6K mi (Legendary).

Before You Buy

✓

One previous owner.

✓

Certified pre-owned — typically includes an extended warranty.

Confirm exact CPO warranty length and remaining mileage with the manufacturer (not just the dealer).

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2023 Volvo XC40 Recharge

Monthly cash out

$944

5-yr running

$24,521

Per mile

$0.40

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $2,921

Monthly payment

$536

Total interest

$5,845

Down payment

$2,921

Upfront fees

$1,977

Resale value vs. loan balance

Value at year 5

$20,306

Value lost

$8,906

Best sell year

of 5

Equity at sale

$20,306

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents, certified pre-owned.

Vehicle Details

Ultimate

Body: SUV

Engine: Electric

Transmission: Direct Drive

Drivetrain: AWD

Fuel: Electric

Exterior: Onyx Black Metallic

Interior: Charcoal leatherette/sueded microfiber

Doors: 4

Seats: 5

History

No accidents reported

1 owner (one owner)

Personal Use

VIN

YV4ED3UM7P2080448

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