2022 Ferrari SF90 Spider

Saint Louis, MO

$515,890

Used1,147 mi

Cavallino Rosso Saint Louis

AI Value Analysis

Mehdeal50

Asking

$515,890

Est. market

$48,739

Premium

$467,151(958.5%)

$515,890

$34.1k$48.7k$57.5k

“$467,151 above market”

Low miles for ageSingle-owner history

Asking $515,890 vs estimated $48,739 for 2022 Ferrari SF90 Spider at 1,147 mi (Meh).

Before You Buy

✓

One previous owner.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2022 Ferrari SF90

Monthly cash out

$10,346

5-yr running

$53,224

Per mile

$2.09

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $51,589

Monthly payment

$9,459

Total interest

$103,230

Down payment

$51,589

Upfront fees

$21,847

Resale value vs. loan balance

Value at year 5

$422,918

Value lost

$92,972

Best sell year

of 5

Equity at sale

$422,918

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

Spider

Body: Convertible

Engine: 4.0 L 8Cyl Hybrid

Transmission: Automatic

Drivetrain: AWD

Fuel: Hybrid

Cylinders: 8

Exterior: Blue

Interior: Tan

Doors: 2

Seats: 2

History

No accidents reported

1 owner (one owner)

Personal Use

VIN

ZFF96NMA4N0281167

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