2026 MINI Cooper S Signature

Houston, TX

$40,165

New

Momentum BMW MINI

AI Value Analysis

Epicdeal72

Asking

$40,165

Est. market

$52,631

You save

$12,466(23.7%)

$40,165

$36.8k$52.6k$62.1k

“$12,466 below market · Epic”

Low miles for ageSingle-owner history

Asking $40,165 vs estimated $52,631 for 2026 MINI Cooper S Signature at 0 mi (Epic).

Before You Buy

✓

One previous owner.

Manual transmission.

Test clutch engagement point (should be middle of pedal travel, not top) and check for slippage in higher gears under load.

Cost to own

5-yr estimate · 2026 MINI Cooper

Monthly cash out

$1,319

5-yr running

$34,963

Per mile

$0.57

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $4,017

Monthly payment

$736

Total interest

$8,037

Down payment

$4,017

Upfront fees

$2,561

Resale value vs. loan balance

Value at year 5

$23,376

Value lost

$16,789

Best sell year

of 5

Equity at sale

$23,376

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

S Signature

Body: Car

Engine: 2.0L 4Cyl premium unleaded (recommended)

Transmission: Automated Manual

Drivetrain: FWD

Fuel: Gasoline

Cylinders: 4

Exterior: Red

Interior: Brown

Doors: 2

Seats: 4

History

VIN

WMW23GD03T2Y77512

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