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2026 MINI Cooper S Signature

Portland, OR

2026 MINI Cooper S Signature - photo 1
$45,435
New11 mi

MINI of Portland

AI Value Analysis

Epicdeal73
Asking
$45,435
Est. market
$60,783
You save
$15,348(25.3%)
$45,435
$42.5k$60.8k$71.7k

$15,348 below market · Epic

Low miles for ageSingle-owner history

Asking $45,435 vs estimated $60,783 for 2026 MINI Cooper S Signature at 11 mi (Epic).

Before You Buy

One previous owner.
i
Manual transmission.
Test clutch engagement point (should be middle of pedal travel, not top) and check for slippage in higher gears under load.

Cost to own

5-yr estimate · 2026 MINI Cooper
Monthly cash out
$1,373
5-yr running
$32,413
Per mile
$0.55

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Loan term
Credit
Down payment10% · $4,544
Monthly payment
$833
Total interest
$9,092
Down payment
$4,544
Upfront fees
$122
Resale value vs. loan balance
Value at year 5
$26,443
Value lost
$18,992
Best sell year
Y5
of 5
Equity at sale
$26,443
resale − loan balance
Projected resale value
Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

S Signature

Body: Car
Engine: 2.0L 4Cyl premium unleaded (recommended)
Transmission: Automated Manual
Drivetrain: FWD
Fuel: Gasoline
Cylinders: 4
Exterior: Blue
Interior: Brown
Doors: 2
Seats: 4

History

VIN

WMW23GX04T2Y00692

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Epic deal — 2026 MINI Cooper S Signature for $45,435 | MotorRank | MotorRank