2024 Hyundai Santa Cruz XRT

Sacramento, CA

$31,990

Used14,245 mi

Carvana

AI Value Analysis

Epicdeal81

Asking

$31,990

Est. market

$37,069

You save

$5,079(13.7%)

$31,990

$25.9k$37.1k$43.7k

“$5,079 below market · Epic”

Low miles for ageSingle-owner history

Asking $31,990 vs estimated $37,069 for 2024 Hyundai Santa Cruz XRT at 14.2K mi (Epic).

Before You Buy

✓

One previous owner.

Manual transmission.

Test clutch engagement point (should be middle of pedal travel, not top) and check for slippage in higher gears under load.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2024 Hyundai Santa Cruz

Monthly cash out

$1,397

5-yr running

$48,628

Per mile

$0.73

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $3,199

Monthly payment

$587

Total interest

$6,401

Down payment

$3,199

Upfront fees

$2,544

Resale value vs. loan balance

Value at year 5

$23,933

Value lost

$8,057

Best sell year

of 5

Equity at sale

$23,933

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

XRT

Body: Truck

Engine: 2.5L 4Cyl regular unleaded

Transmission: Automated Manual

Drivetrain: AWD

Fuel: Gasoline

Cylinders: 4

Exterior: Beige

Interior: Black

Doors: 4

Seats: 5

History

No accidents reported

1 owner (one owner)

Personal Use

VIN

5NTJDDAF3RH098963

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