2023 Hyundai Santa Cruz Limited

Oklahoma City, OK

$31,990

Used18,837 mi

Carvana

AI Value Analysis

Gooddeal73

Asking

$31,990

Est. market

$35,318

You save

$3,328(9.4%)

$31,990

$24.7k$35.3k$41.7k

“$3,328 below market · Good”

Low miles for ageSingle-owner history

Asking $31,990 vs estimated $35,318 for 2023 Hyundai Santa Cruz Limited at 18.8K mi (Good).

Before You Buy

✓

One previous owner.

Manual transmission.

Test clutch engagement point (should be middle of pedal travel, not top) and check for slippage in higher gears under load.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2023 Hyundai Santa Cruz

Monthly cash out

$1,223

5-yr running

$38,216

Per mile

$0.59

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $3,199

Monthly payment

$587

Total interest

$6,401

Down payment

$3,199

Upfront fees

$1,536

Resale value vs. loan balance

Value at year 5

$24,723

Value lost

$7,267

Best sell year

of 5

Equity at sale

$24,723

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

Limited

Body: Truck

Engine: 2.5L 4Cyl regular unleaded

Transmission: Automated Manual

Drivetrain: AWD

Fuel: Gasoline

Cylinders: 4

Exterior: Blue

Interior: Black

Doors: 4

Seats: 5

History

No accidents reported

1 owner (one owner)

Personal Use

VIN

5NTJEDAF1PH075269

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