2023 Hyundai Santa Cruz SEL Premium

Columbus, OH

$28,990

Used22,488 mi

Carvana

AI Value Analysis

Gooddeal73

Asking

$28,990

Est. market

$32,028

You save

$3,038(9.5%)

$28,990

$22.4k$32k$37.8k

“$3,038 below market · Good”

Low miles for ageSingle-owner history

Asking $28,990 vs estimated $32,028 for 2023 Hyundai Santa Cruz SEL Premium at 22.5K mi (Good).

Before You Buy

✓

One previous owner.

Manual transmission.

Test clutch engagement point (should be middle of pedal travel, not top) and check for slippage in higher gears under load.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2023 Hyundai Santa Cruz

Monthly cash out

$1,133

5-yr running

$36,108

Per mile

$0.56

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $2,899

Monthly payment

$532

Total interest

$5,801

Down payment

$2,899

Upfront fees

$1,702

Resale value vs. loan balance

Value at year 5

$22,405

Value lost

$6,585

Best sell year

of 5

Equity at sale

$22,405

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

SEL Premium

Body: Truck

Engine: 2.5L 4Cyl regular unleaded

Transmission: Automated Manual

Drivetrain: AWD

Fuel: Gasoline

Cylinders: 4

Exterior: Gray

Interior: Black

Doors: 4

Seats: 5

History

No accidents reported

1 owner (one owner)

Personal Use

VIN

5NTJDDAF5PH073480

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