2019 Kia Optima S

Tampa, FL

$13,590

Used104,031 mi

Carvana

AI Value Analysis

Mehdeal30

Asking

$13,590

Est. market

$12,599

Premium

$991(7.9%)

$13,590

$8.8k$12.6k$14.9k

“Meh · 104K mi”

Single-owner history

Asking $13,590 vs estimated $12,599 for 2019 Kia Optima S at 104K mi (Meh).

Before You Buy

✓

One previous owner.

Cost to own

5-yr estimate · 2019 Kia Optima

Monthly cash out

$903

5-yr running

$39,224

Per mile

$0.56

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $1,359

Monthly payment

$249

Total interest

$2,719

Down payment

$1,359

Upfront fees

$890

Resale value vs. loan balance

Value at year 5

$9,160

Value lost

$4,430

Best sell year

of 5

Equity at sale

$9,160

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

Body: Car

Engine: 2.4L 4Cyl regular unleaded

Transmission: Automatic

Drivetrain: FWD

Fuel: Gasoline

Cylinders: 4

Exterior: Red

Interior: Black

Doors: 4

Seats: 5

History

VIN

5XXGT4L3XKG326036

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