2016 Kia Optima SXL Turbo

Birmingham, AL

$15,990

Used86,113 mi

Carvana

AI Value Analysis

Epicdeal80

Asking

$15,990

Est. market

$18,396

You save

$2,406(13.1%)

$15,990

$12.9k$18.4k$21.7k

“$2,406 below market · Epic”

Low miles for age

Asking $15,990 vs estimated $18,396 for 2016 Kia Optima SXL Turbo at 86.1K mi (Epic).

Before You Buy

Suspiciously low miles for the age.

Verify against the title's odometer history (Carfax). Rollback is rare but devastating.

Car is 10+ years old — budget for age-related maintenance.

Expect to replace within 2 years: tires, battery, hoses, possibly timing belt, water pump, suspension bushings.

Cost to own

5-yr estimate · 2016 Kia Optima

Monthly cash out

$868

5-yr running

$34,475

Per mile

$0.50

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $1,599

Monthly payment

$293

Total interest

$3,200

Down payment

$1,599

Upfront fees

$663

Resale value vs. loan balance

Value at year 5

$8,438

Value lost

$7,552

Best sell year

of 5

Equity at sale

$8,438

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: No reported accidents.

Vehicle Details

SXL Turbo

Body: Car

Engine: 2.0L 4Cyl regular unleaded

Transmission: Automatic

Drivetrain: FWD

Fuel: Gasoline

Cylinders: 4

Exterior: White

Interior: Beige

Doors: 4

Seats: 5

History

No accidents reported

3 owners

Lease

VIN

5XXGV4L25GG033671

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