2014 Kia Optima LX Hybrid

Atlanta, GA

$10,990

Used97,926 mi

Carvana

AI Value Analysis

Fairdeal43

Asking

$10,990

Est. market

$10,692

Premium

$298(2.8%)

$10,990

$7.5k$10.7k$12.6k

“Fair · 97.9K mi”

Low miles for ageSingle-owner history

Asking $10,990 vs estimated $10,692 for 2014 Kia Optima LX Hybrid at 97.9K mi (Fair).

Before You Buy

✓

One previous owner.

Suspiciously low miles for the age.

Verify against the title's odometer history (Carfax). Rollback is rare but devastating.

Car is 10+ years old — budget for age-related maintenance.

Expect to replace within 2 years: tires, battery, hoses, possibly timing belt, water pump, suspension bushings.

Cost to own

5-yr estimate · 2014 Kia Optima

Monthly cash out

$842

5-yr running

$38,400

Per mile

$0.54

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $1,099

Monthly payment

$202

Total interest

$2,199

Down payment

$1,099

Upfront fees

$460

Resale value vs. loan balance

Value at year 5

$5,036

Value lost

$5,954

Best sell year

of 5

Equity at sale

$5,036

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

LX Hybrid

Body: Car

Engine: 2.4L 4Cyl regular unleaded

Transmission: Automatic

Drivetrain: FWD

Fuel: Gasoline

Cylinders: 4

Exterior: Black

Interior: Black

Doors: 4

Seats: 5

History

VIN

KNAGM4AD1E5066561

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