2026 Hyundai Santa Cruz XRT

Fort Worth, TX

$40,599

New10 mi

Alliance Hyundai

AI Value Analysis

Legendarydeal96

Asking

$40,599

Est. market

$63,391

You save

$22,792(36.0%)

$40,599

$44.4k$63.4k$74.8k

“$22,792 below market · Legendary”

Low miles for ageSingle-owner history

Asking $40,599 vs estimated $63,391 for 2026 Hyundai Santa Cruz XRT at 10 mi (Legendary).

Before You Buy

✓

One previous owner.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2026 Hyundai Santa Cruz

Monthly cash out

$1,413

5-yr running

$40,113

Per mile

$0.64

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $4,060

Monthly payment

$744

Total interest

$8,124

Down payment

$4,060

Upfront fees

$2,588

Resale value vs. loan balance

Value at year 5

$26,714

Value lost

$13,885

Best sell year

of 5

Equity at sale

$26,714

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

XRT

Body: Truck

Engine: 2.5L 4Cyl regular unleaded

Transmission: Automatic

Drivetrain: AWD

Fuel: Gasoline

Cylinders: 4

Exterior: Green

Interior: Black

Doors: 4

Seats: 5

History

VIN

5NTJDDDF0TH159513

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