2026 Hyundai Santa Cruz XRT

Petaluma, CA

$42,024

New35 mi

North Bay Hyundai

AI Value Analysis

Legendarydeal96

Asking

$42,024

Est. market

$63,290

You save

$21,266(33.6%)

$42,024

$44.3k$63.3k$74.7k

“$21,266 below market · Legendary”

Low miles for ageSingle-owner history

Asking $42,024 vs estimated $63,290 for 2026 Hyundai Santa Cruz XRT at 35 mi (Legendary).

Before You Buy

✓

One previous owner.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2026 Hyundai Santa Cruz

Monthly cash out

$1,551

5-yr running

$46,828

Per mile

$0.74

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $4,202

Monthly payment

$771

Total interest

$8,409

Down payment

$4,202

Upfront fees

$3,272

Resale value vs. loan balance

Value at year 5

$27,652

Value lost

$14,372

Best sell year

of 5

Equity at sale

$27,652

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

XRT

Body: Truck

Engine: 2.5L 4Cyl regular unleaded

Transmission: Automatic

Drivetrain: AWD

Fuel: Gasoline

Cylinders: 4

Exterior: Black

Interior: Black

Doors: 4

Seats: 5

History

VIN

5NTJDDDF0TH161939

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