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2026 Hyundai Santa Cruz XRT

Petaluma, CA

2026 Hyundai Santa Cruz XRT - photo 1
$42,024
New35 mi

North Bay Hyundai

AI Value Analysis

Legendarydeal96
Asking
$42,024
Est. market
$63,290
You save
$21,266(33.6%)
$42,024
$44.3k$63.3k$74.7k

$21,266 below market · Legendary

Low miles for ageSingle-owner history

Asking $42,024 vs estimated $63,290 for 2026 Hyundai Santa Cruz XRT at 35 mi (Legendary).

Before You Buy

One previous owner.
i
AWD/4WD drivetrain.
Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2026 Hyundai Santa Cruz
Monthly cash out
$1,551
5-yr running
$46,828
Per mile
$0.74

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Loan term
Credit
Down payment10% · $4,202
Monthly payment
$771
Total interest
$8,409
Down payment
$4,202
Upfront fees
$3,272
Resale value vs. loan balance
Value at year 5
$27,652
Value lost
$14,372
Best sell year
Y5
of 5
Equity at sale
$27,652
resale − loan balance
Projected resale value
Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

XRT

Body: Truck
Engine: 2.5L 4Cyl regular unleaded
Transmission: Automatic
Drivetrain: AWD
Fuel: Gasoline
Cylinders: 4
Exterior: Black
Interior: Black
Doors: 4
Seats: 5

History

VIN

5NTJDDDF0TH161939

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