2026 Hyundai Santa Cruz XRT

Cleveland, OH

$41,134

New25 mi

Spitzer Hyundai Cleveland

AI Value Analysis

Legendarydeal96

Asking

$41,134

Est. market

$63,330

You save

$22,196(35.0%)

$41,134

$44.3k$63.3k$74.7k

“$22,196 below market · Legendary”

Low miles for ageSingle-owner history

Asking $41,134 vs estimated $63,330 for 2026 Hyundai Santa Cruz XRT at 25 mi (Legendary).

Before You Buy

✓

One previous owner.

AWD/4WD drivetrain.

Confirm all four wheels engage. Differential and transfer-case service runs $200–400 every 30–60K miles.

Cost to own

5-yr estimate · 2026 Hyundai Santa Cruz

Monthly cash out

$1,314

5-yr running

$33,576

Per mile

$0.56

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles

Ownership horizon

Driver age

State

1 · Monthly costWhat leaves your account every month

Yearly cash-out breakdown

Loan term

Credit

Down payment10% · $4,113

Monthly payment

$754

Total interest

$8,231

Down payment

$4,113

Upfront fees

$2,400

Resale value vs. loan balance

Value at year 5

$27,066

Value lost

$14,068

Best sell year

of 5

Equity at sale

$27,066

resale − loan balance

Projected resale value

Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

XRT

Body: Truck

Engine: 2.5L 4Cyl regular unleaded

Transmission: Automatic

Drivetrain: AWD

Fuel: Gasoline

Cylinders: 4

Exterior: Blue

Interior: Black

Doors: 4

Seats: 5

History

VIN

5NTJDDDF0TH172858

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