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2020 Kia Optima S

Unknown

2020 Kia Optima S - photo 1
$13,290
100,466 mi

AI Value Analysis

Epicdeal75
Asking
$13,290
Est. market
$14,833
You save
$1,543(10.4%)
$13,290
$10.4k$14.8k$17.5k

“$1,543 below market · Epic”

Single-owner history

Asking $13,290 vs estimated $14,833 for 2020 Kia Optima S at 100K mi (Epic).

Before You Buy

✓
One previous owner.

Cost to own

5-yr estimate · 2020 Kia Optima
Monthly cash out
$825
5-yr running
$34,879
Per mile
$0.50

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Loan term
Credit
Down payment10% · $1,329
Monthly payment
$244
Total interest
$2,659
Down payment
$1,329
Upfront fees
$806
Resale value vs. loan balance
Value at year 5
$9,621
Value lost
$3,669
Best sell year
Y4
of 5
Equity at sale
$9,621
resale − loan balance
Projected resale value
Opportunity cost (what your down payment would have earned)

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.

Buyer Intel

Summary: One owner, no reported accidents.

Vehicle Details

S

History

VIN

5XXGT4L35LG384993

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Listed on 1 source

Same VIN, prices across sites we've seen. Each price reflects what that source is showing — not what we've charged.

  • partner feed (Auto.dev)just now
    Dallas, TX
    $13,290
    100,466 mi
    View →

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Other live listings we compared against — same make and model.